Later life lending options to enjoy your retirement by unlocking your equity without selling or moving out of your home.
Decide if you want to pay the interest or not, it's up to you. Find out how...
Free up equity in your home and put cash in your bank account to enjoy. You can maintain the loan in many ways.
Equity release mortgages offer homeowners aged 55 and over the opportunity to access the value tied up in their properties without the need to sell or move. This financial solution can be particularly beneficial for residents in Windsor and Ascot, providing a means to supplement retirement income, fund home improvements, or manage existing debts.
Lifetime Mortgages:
You borrow a portion of your home's value, with interest accruing over time. Repayment occurs when you pass away or move into long-term care. Notably, you retain full ownership of your home during this period.
Home Reversion Plans:
You sell a share or all of your property to a provider in exchange for a lump sum or regular payments, while retaining the right to live in the property rent-free for the rest of your life.
For those residing in Windsor and Ascot, equity release can provide financial flexibility to enjoy the rich cultural heritage and amenities the area offers. Whether it's funding home renovations to maintain the character of a historic property or supporting a comfortable retirement lifestyle, equity release can be a viable option.
It's essential to understand that releasing equity will reduce the value of your estate and may affect your entitlement to means-tested benefits. Therefore, seeking professional financial advice is crucial to determine if this option aligns with your long-term financial goals.
Next steps
If you're over 60 and considering equity release in Windsor or Ascot, consulting with a qualified advisor can help you explore the best options tailored to your circumstances.
Only speak to CeRER qualified professionals
The Certificate in Regulated Equity Release (CeRER) is a FCA regulatory qualification that will allow existing CeMAP qualified mortgage advisers to give advice in equity release.
If you’re a homeowner in Ascot, Windsor, or beyond and are considering equity release, Autumn Financial is here to guide you.
With Toby Wheeler’s expertise and our unwavering commitment to client satisfaction, you can trust us to provide the support and advice you need to make informed, confident decisions about your financial future.
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David and Barbara, a couple from Windsor were determined to help their family onto the property ladder. Their story is a powerful example of how equity release can transform lives—not just for the hom... ...more
Equity Release
November 19, 2024•5 min read
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CM Finance Limited 970470 is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
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