Lifetime mortgages - release your equity for financial freedom.
Later life lending options to enjoy your retirement by unlocking your equity without selling or moving out of your home. We're fully qualified, based in Windsor and cover surrounding areas.
Local Ascot & Windsor Qualified CeRER Advisors
Lifetime Mortgages
Decide if you want to pay the interest or not, it's up to you. Ley us show you the difference. Discover all your options.
Equity Release
Free up equity in your home and put cash in your bank account to enjoy. You can maintain the loan in many ways so explore all your options with a local qualified advisor.
CeRER Authorised
The Certificate in Regulated Equity Release (CeRER) is a FCA regulatory qualification that will allow existing CeMAP qualified mortgage advisors to give advice in equity release.
Equity Release & Enjoy...
Equity release mortgages offer homeowners aged 55 and over the opportunity to access the value tied up in their properties without the need to sell or move. This financial solution can be particularly beneficial for residents in Windsor and Ascot, providing a means to supplement retirement income, fund home improvements, or manage existing debts.
Lifetime Mortgages:
You borrow a portion of your home's value, with interest accruing over time. Repayment occurs when you pass away or move into long-term care. Notably, you retain full ownership of your home during this period.
Home Reversion Plans:
You sell a share or all of your property to a provider in exchange for a lump sum or regular payments, while retaining the right to live in the property rent-free for the rest of your life.
Helping local residents of Windsor & Ascot...
For those residing in Windsor and Ascot, equity release can provide financial flexibility to enjoy the rich cultural heritage and amenities the area offers. Whether it's funding home renovations to maintain the character of a historic property or supporting a comfortable retirement lifestyle, equity release can be a viable option.
Important considerations with Equity Release for over 60s...
It's essential to understand that releasing equity will reduce the value of your estate and may affect your entitlement to means-tested benefits. Therefore, seeking professional financial advice is crucial to determine if this option aligns with your long-term financial goals.
Next steps
If you're over 60 and considering equity release in Windsor or Ascot, consulting with a qualified advisor can help you explore the best options tailored to your circumstances.
Only speak to CeRER qualified professionals
The Certificate in Regulated Equity Release (CeRER) is a FCA regulatory qualification that will allow existing CeMAP qualified mortgage advisers to give advice in equity release.
Committed to helping local residents fulfill their retirement goals.
If you’re a homeowner in Ascot, Windsor, or beyond and are considering equity release, Autumn Financial is here to guide you.
With Toby Wheeler’s expertise and our unwavering commitment to client satisfaction, you can trust us to provide the support and advice you need to make informed, confident decisions about your financial future.
The risks of Equity Release: What should Windsor homeowners know?
Equity release comes with risks and is not for everyone, but for some homeowners in Windsor, it can provide much-needed financial flexibility. Weighing the risks against the benefits is crucial before... ...more
Equity Release
April 15, 2025•2 min read
Equity Release... how long does it take to get funds?
Industry expert Richard Jeremiah-Clarke BA (Hons), CeMap, CeRER, DipFa advised that it typically takes around six to eight weeks, and he provides insight into the current process. ...more
Equity Release
April 10, 2025•2 min read
Retaining ownership with Equity Release
How Equity Release affects homeownership in the UK. Learn the key differences between Lifetime Mortgages and Home Reversion Plans to make an informed decision. ...more
Equity Release
February 28, 2025•3 min read
Equity Release Costs and Rates in Windsor
Understand Equity Release costs and interest rates in Windsor, offering homeowners insights into accessing tax-free funds from home equity efficiently. ...more
Equity Release
February 25, 2025•2 min read
How much can I access with Equity Release?
Explore how much you can release from your home with Equity Release in the UK, including lender evaluations and potential uses for the funds. ...more
Equity Release
February 21, 2025•2 min read
Equity Release Windsor: How it works...
Discover how equity release in Windsor can help you unlock tax-free cash from your home while retaining ownership. Learn how much you can release, the benefits of a lifetime mortgage, and whether equi... ...more
Equity Release
February 07, 2025•2 min read
WHO ARE WE?
CM Finance Limited is an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) registration number 441505. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Contact Us:
Address: 42 St. Lukes Road
Windsor, SL4 2QQ
Phone number: 01753 358007
FEES:
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £999.
COMPLAINTS:
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service
financial-ombudsman.org.uk
CONSIDER:
Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you need to be sure it is one that meets your needs. If you would like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser can help you to choose the plan that is right for you. To understand the features and risks, ask for a personalised illustration.
COMMISSION DISCLOSURE:
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. CM Finance Limited is registered in England and Wales under reference number 13751517
Registered address Merrimen Oakley Green Road Windsor Berkshire SL4 4PZ