Why Choose Autumn Financial?
Committed to helping the Ascot & Windsor community
At Autumn Financial, we understand that financial security and independence are vital during retirement. Founded and led by Toby Wheeler, our mission is to help homeowners in Ascot, Windsor, and the surrounding areas unlock the value in their properties through tailored equity release and lifetime mortgage solutions.
Qualified. Trusted. Results-Driven.
Richard Jeremiah-Clarke BA (hons), CeMap, CeRER, DipFa is a highly experienced and qualified professional in the financial services industry. As a CeMAP (Certificate in Mortgage Advice and Practice) and CeRER (Certificate in Regulated Equity Release) accredited expert, Richard is fully authorised to provide comprehensive advice on equity release.
His dedication to delivering exceptional service is built on a foundation of deep financial expertise, personal integrity, and a genuine passion for helping people achieve their financial goals.
With years of industry experience, Richard has become a trusted advisor for individuals and families looking to enhance their retirement lifestyles.
Whether it's unlocking tax-free cash for home improvements, supporting family members, or enjoying the finer things in life, Richard is committed to guiding his clients through every step of the equity release process with clarity, care, and confidence.
Based in Ascot and Windsor, Autumn Financial focuses on serving the unique needs of local homeowners. Richard understands the value of community and the importance of tailoring solutions to the distinct characteristics of properties in the area, from modern family homes to charming historical residences. His approach is always personalised, taking into account each client’s financial circumstances, future plans, and the legacy they wish to leave behind.
What sets Autumn Financial apart is our dedication to transparency and client-centered service. We believe that equity release is not just a financial transaction—it’s a significant life decision. That’s why we take the time to ensure every client fully understands their options, the potential benefits, and any implications for their estate or eligibility for government benefits. With Autumn Financial, you’ll never feel rushed or pressured; instead, you’ll receive expert advice tailored to your individual needs.
Richard’s approach is defined by empathy and professionalism. He understands the concerns many people have when considering equity release and takes pride in addressing those concerns honestly and effectively. His goal is to ensure that clients feel empowered and informed, knowing they are making the right decision for themselves and their families.
Autumn Financial offers a range of services, including lifetime mortgages and other equity release solutions, all designed to help you access the equity in your home while retaining the right to live there. Whether you need a lump sum for a one-off expense or a drawdown facility to supplement your income over time, Richard will help you find the best option to suit your needs.
Contact Autumn Financial today to start your journey toward a more secure and fulfilling retirement.
Your Trusted Mortgage Broker
Richard Turner, a certified equity release specialist with extensive experience in later-life lending. I help homeowners unlock the value of their property to meet their financial goals, offering trusted advice and bespoke solutions every step of the way.
As a proud member of Autumn Financial, I adhere to the highest standards of ethics and professionalism, ensuring my clients receive transparent and personalized advice. Unlike many advisers who have limited product access, I work across the whole market, giving you access to a wide range of options, including exclusive deals that are not available on the high street.
Richard provides specialist equity release advice, helping homeowners over 55 unlock tax-free cash from their property to enable a comfortable retirement. With whole-of-market access, we source the best equity release and mortgage deals, including exclusive products from specialist lenders, ensuring you receive the most competitive options available. Our personalized mortgage solutions are tailored to match your unique financial situation and long-term goals. Additionally, we offer expert guidance for later-life borrowing, supporting you with retirement interest-only mortgages and lifetime mortgages, so you can have peace of mind about your financial future.
We offer a wide range of mortgage services to meet various needs. This includes equity release, allowing you to access the value of your home while retaining full ownership. We also assist with remortgaging, finding better deals to lower your payments or release additional funds. If you're moving home, we help secure the best mortgage options to ensure a smooth transition. For landlords, we provide buy-to-let mortgages, helping you expand your property portfolio. Additionally, we offer specialist lending solutions for self-employed clients, borrowers with adverse credit, and those with complex incomes.
With years of experience in equity release and mortgage finance, we are dedicated to offering trusted, reliable advice that is tailored to your specific needs. Whether you are looking for solutions to support your retirement planning or a mortgage that suits your personal financial situation, we are here to help you make informed decisions that will support your long-term financial wellbeing.
Qualified. Trusted. Local.
Toby Wheeler, the heart of Autumn Financial, is a highly experienced and qualified professional based in Windsor. As a CeMAP (Certificate in Mortgage Advice and Practice) and CeRER (Certificate in Regulated Equity Release) accredited expert, Toby is fully authorised to provide comprehensive advice on equity release.
His dedication to delivering exceptional service is built on a foundation of deep financial expertise, personal integrity, and a genuine passion for helping people achieve their financial goals.
With years of industry experience, Toby has become a trusted advisor for individuals and families looking to enhance their retirement lifestyles.
Whether it's unlocking tax-free cash for home improvements, supporting family members, or enjoying the finer things in life, Toby is committed to guiding his clients through every step of the equity release process with clarity, care, and confidence.
Based in Ascot and Windsor, Autumn Financial focuses on serving the unique needs of local homeowners. Toby understands the value of community and the importance of tailoring solutions to the distinct characteristics of properties in the area, from modern family homes to charming historical residences. His approach is always personalised, taking into account each client’s financial circumstances, future plans, and the legacy they wish to leave behind.
What sets Autumn Financial apart is our dedication to transparency and client-centered service. We believe that equity release is not just a financial transaction—it’s a significant life decision. That’s why we take the time to ensure every client fully understands their options, the potential benefits, and any implications for their estate or eligibility for government benefits. With Autumn Financial, you’ll never feel rushed or pressured; instead, you’ll receive expert advice tailored to your individual needs.
Toby’s approach is defined by empathy and professionalism. He understands the concerns many people have when considering equity release and takes pride in addressing those concerns honestly and effectively. His goal is to ensure that clients feel empowered and informed, knowing they are making the right decision for themselves and their families.
Autumn Financial offers a range of services, including lifetime mortgages and other equity release solutions, all designed to help you access the equity in your home while retaining the right to live there. Whether you need a lump sum for a one-off expense or a drawdown facility to supplement your income over time, Toby will help you find the best option to suit your needs.
Contact Autumn Financial today to start your journey toward a more secure and fulfilling retirement.
Committed to helping local residents fulfill their retirement goals.
If you’re a homeowner in Ascot, Windsor, or beyond and are considering equity release, Autumn Financial is here to guide you.
With Toby Wheeler’s expertise and our unwavering commitment to client satisfaction, you can trust us to provide the support and advice you need to make informed, confident decisions about your financial future.
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WHO ARE WE?
CM Finance Limited is an appointed representative of Connect IFA Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) registration number 441505. The FCA does not regulate some Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Contact Us:
Address: 42 St. Lukes Road
Windsor, SL4 2QQ
Phone number: 01753 358007
FEES:
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be £999.
COMPLAINTS:
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service
financial-ombudsman.org.uk
CONSIDER:
Equity release plans are not right for everyone and it is important that you fully consider your options and receive impartial financial advice before making a decision. It is also important that, if you do decide to use an equity release product, you need to be sure it is one that meets your needs. If you would like to end your lifetime mortgage early, then you may have to pay a substantial early repayment charge. A professional adviser can help you to choose the plan that is right for you. To understand the features and risks, ask for a personalised illustration.
COMMISSION DISCLOSURE:
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. CM Finance Limited is registered in England and Wales under reference number 13751517
Registered address Merrimen Oakley Green Road Windsor Berkshire SL4 4PZ